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Policy

Benefits
No paperwork required
No bank visit needed
Collateral-free loan for both salaried and self-employed individuals
Affordable interest rates
Eligibility
Age: 23 to 55 years
Applicable for both Salaried and Self-Employed individuals
Minimum Income:
• ₹20,000 per month for salaried
• ₹25 Lakhs annual turnover for self-employed
Salary Credit: Last 6 months’ income statement required
CIBIL Score: 680 or above
CIBIL Enquiries & Repayment History:
• No 90+ DPDs in the last 12 months
• No 30+ DPDs in the last 3 months
Bureau Vintage: Minimum 18 months of credit history