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Policy
WeRize Personal Loan – Key Benefits
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Loan Amount: ₹50,000 to ₹5,00,000
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No gold or collateral required
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Flexible repayment options
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Interest rates starting from 1.5% per month
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100% digital process – No branch visit needed
Eligibility Criteria
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Only for salaried professionals
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Minimum monthly salary: ₹12,000
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Indian resident with valid KYC documents
WeRize Business Loan – Key Benefits
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Loan Amount: Up to ₹25,00,000
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No ITR or GST required
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Interest rate starting from 22% per annum
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Tenure: Up to 36 months
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Collateral-free, unsecured loan
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Suitable for Proprietorship, Partnership, and Pvt. Ltd businesses
Eligibility Criteria
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Minimum monthly turnover: ₹25,000
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Business must be operational for at least 1 year
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Valid business proof and active bank accounts
Required Documents
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Aadhaar Card
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PAN Card
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Proof of Business (GST, Trade License, Shop & Establishment, etc.)
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Udhyam Certificate
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Last 12 months’ bank statements of all business accounts
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Aadhaar card of a family member (Father, Mother, Son, or Daughter)