Apply For Loan

Policy

Personal Loan – Key Benefits

• Loan Amount: ₹3 Lakhs to ₹20 Lakhs

• Tenure: 12 to 60 months

• Quick TAT: Disbursal within 48 hours for FTR (First Time Right) cases

• Flexible FOIR: 55% to 70% based on company category

• Gold Loan & Credit Card Obligations Not Counted

• Own House Not Mandatory

• Applicable for Both Listed & Non-Listed Companies

• No BT (Balance Transfer) Allowed

📌 Eligibility Criteria

• Location: Minimum net salary of ₹25,000 (For Vadodara/Baroda applicants)

• CIBIL Score:

  • Minimum 675 for loan amount up to ₹5 Lakhs

  • Minimum 700 for higher amounts

• Age: Between 23 and 53 years at the time of loan application

• Employment Type: Only for Private Ltd, Public Ltd, and Government Employees

• New to Credit (NTC): Not allowed (CIBIL -1 or 0 not accepted)

📄 Required Documents (for Login)

1. KYC Documents: Aadhaar Card and PAN Card

2. Bank Statement: Last 6 months (PDF, via Net Banking)

3. Address Proof (any one of the following):

   • Aadhaar Card

   • Voter ID

   • Driving License

   • Passport

   • Postpaid Mobile Bill

   • Gas Bill with Gas Passbook or Bond showing current address

4. Live Photo

Business Hours

• Monday - Friday - 9am to 6pm
• Saturday - 9am to 2pm
• Sunday - Closed