Apply For Loan
Get Instant Loan ( Chola )
Unlock your financial potential with our easy loan application process.
Policy
Personal Loan – Key Benefits
Loan Amount: ₹3 Lakhs to ₹20 Lakhs
Tenure: 12 to 60 months
Quick TAT: Disbursal within 48 hours for FTR (First Time Right) cases
Flexible FOIR: 55% to 70% based on company category
Gold Loan & Credit Card Obligations Not Counted
Own House Not Mandatory
Applicable for Both Listed & Non-Listed Companies
No BT (Balance Transfer) Allowed
📌 Eligibility Criteria
Location: Minimum net salary of ₹25,000 (For Vadodara/Baroda applicants)
CIBIL Score:
Minimum 675 for loan amount up to ₹5 Lakhs
Minimum 700 for higher amounts
Age: Between 23 and 53 years at the time of loan application
Employment Type: Only for Private Ltd, Public Ltd, and Government Employees
New to Credit (NTC): Not allowed (CIBIL -1 or 0 not accepted)
📄 Required Documents (for Login)
KYC Documents: Aadhaar Card and PAN Card
Bank Statement: Last 6 months (PDF, via Net Banking)
Address Proof (any one of the following):
Aadhaar Card
Voter ID
Driving License
Passport
Postpaid Mobile Bill
Gas Bill with Gas Passbook or Bond showing current address
Live Photo
Our Office
Business Hours
CP Advisor Digital Pvt Ltd provides instant personal and business loans across PAN India through our extensive network of DSA partners. Our seamless loan process ensures quick approvals and hassle-free disbursals, helping individuals and businesses achieve their financial goals with ease.