Terms & Conditions

CP Advisor Terms & Conditions

Welcome to CP Advisor Digital Pvt Ltd (“CP Advisor”, “we”, “our”, or “us”). By accessing or using our website www.cpadvisordigital.in (“Site”) and our services, you agree to comply with and be bound by the following Terms & Conditions (“Terms”). Please read them carefully. If you do not agree with any part of these Terms, you must not use our Site or services.

1. Acceptance of Terms:
By accessing, browsing, or using the Site and services provided by CP Advisor, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree, please discontinue using our Site.

2. Loan Application and Eligibility:
2.1 Eligibility: To apply for a loan via CP Advisor, you must meet the eligibility criteria specified on the Site.
2.2 Discretion: CP Advisor reserves the right to accept, reject, or modify loan applications at its sole discretion without prior notice.

3. Privacy and Security:
3.1 Privacy Policy: CP Advisor values your privacy and is committed to safeguarding your personal information. Please review our Privacy Policy for details on how your information is collected, used, and protected.
3.2 Security Disclaimer: While we implement industry-standard security measures, no online platform is completely secure. By using our services, you acknowledge the inherent risks of transmitting information over the internet.

4. Loan Terms:
4.1 Loan Information: Loan terms, including interest rates, processing fees, repayment schedules, and any other charges, are clearly mentioned on the Site or in your loan agreement.
4.2 Right to Modify: CP Advisor reserves the right to revise loan terms, rates, or fees at any time. Updates will be communicated via the Site, email, or other appropriate channels.

5. User Responsibilities:
5.1 Accurate Information: You agree to provide true, accurate, current, and complete information when applying for a loan.
5.2 Account Security: You are responsible for maintaining the confidentiality of your login details and for all activities conducted under your account.

6. Loan Repayment:
6.1 Repayment Obligations: Repayment amounts and due dates will be provided in your loan agreement. Timely repayment is your responsibility.
6.2 Default Consequences: Failure to make payments on time may lead to additional fees, increased interest charges, reporting to credit bureaus, and possible legal action.

7. Intellectual Property:
7.1 Ownership: All content, graphics, logos, text, and trademarks displayed on the Site are owned by CP Advisor and protected by intellectual property laws.
7.2 Prohibited Use: You may not copy, reproduce, distribute, or use any material from the Site without prior written consent from CP Advisor.

8. Communication and Marketing:
8.1 Customer Updates and DSA Communications: By using our Site and services, you consent to receive communications from CP Advisor via SMS, RCS (Rich Communication Services), WhatsApp, email, phone calls, and any other marketing or service-related channels for updates, loan processing, DSA (Direct Selling Agent) information, offers, and promotional purposes.
8.2 Opt-Out Option: If you wish to opt out of marketing communications, you can follow the instructions provided in the communication or contact us at support@cpadvisordigital.in. Please note that essential service messages cannot be opted out.

9. Changes to Terms & Conditions:
CP Advisor reserves the right to modify, update, or replace these Terms & Conditions at any time without prior notice. Such changes will be effective immediately upon posting on the Site. It is your responsibility to review these Terms periodically.

10. Contact Information:
For any questions, concerns, or inquiries regarding these Terms, please contact:
Email: support@cpadvisordigital.in
Phone: +91 8200241300
Address: 303, 3rd Floor, Kashiwishvesher Complex, Jetalpur Road, Alkapuri, Vadodara, India