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Policy
Faircent – Personal & Business Loan USP
Key Benefits
Loan amount from ₹50,000 to ₹10,00,000
Coverage available in all PIN codes across India — no negative area restrictions
Completely online process with minimal documentation
No field investigation (FI) required for loan amounts up to ₹2 Lakhs
No foreclosure charges after 3 months
No need for a co-applicant or guarantor
Loans available for single women applicants
Personal discussion (PD) done via phone only
Fast login process: DSA login takes only 2–3 minutes
Loan statement of account (SOA) not required
All backend processing is handled by Faircent after login
Eligibility – Salaried Individuals
Any salaried profile earning ₹25,000+ (credited to a bank account)
Minimum CRIF score: 550 (Score of -1 not accepted)
Up to 10 loan inquiries allowed in the last 3 months
Eligibility – Business Owners
Loan possible with or without ITR
Banking on savings or current account is accepted
Minimum 3-month-old business registration accepted (e.g., Udyam, GST, local license)
Minimum profit in ITR (if available): ₹2.5 Lakhs
Up to 12 loan inquiries allowed in the last 3 months
Additional Highlights
Very broad approval profile: most salaried and business profiles are acceptable
Very few negative profiles ineligible
No loan statement required for login
Suitable for low documentation clients
Our Office
Business Hours
CP Advisor Digital Pvt Ltd provides instant personal and business loans across PAN India through our extensive network of DSA partners. Our seamless loan process ensures quick approvals and hassle-free disbursals, helping individuals and businesses achieve their financial goals with ease.