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Policy

Only Salaried

Age in 21-59

Declared pincode in serviceable list

Monthly salary >= Rs. 20000

CIBIL score >= 700 or Experian score >= 700

No suit filed, loss or write off in last 3 years

No 90+ DPD in last 12 months

No tradeline in dpd currently

No more than 4 unsecured loans (min 10k loan amount) opened in last 6 months

CC not mandatory but if CC exists then Util% >90% not allowed

No more than 7 unsecured inquiries in last 1 month

Current FOIR > 70% not allowed

CP Advisor (India) is a professionally managed Housing Finance Company (HFC). The Company provides long-term housing loans to customers belonging to the Low Income Group (LIG) and Middle Income Groups (MIG) in peripherals of urban India and semi-urban India.