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Policy
Eligibility Criteria
To apply for a Business Loan under the EDI model, you must meet the following requirements:
Age: 21 to 60 years
Business Vintage: Minimum 2 years in operation
CIBIL Score: 650 or above
Business Type: Self-employed (Retail Business segment)
Loan Amount: ₹50,000 – ₹1,00,000 (can go up to ₹5,00,000 based on 6-month bank statement)
Tenure Options: 104, 156, 234, or 313 days
Collateral: Not required (Unsecured Loan)
Residence Ownership: Must own a house (proof via property/water/electricity bill)
Documents Required:
KYC (Aadhaar verified via OTP)
Business Proof (Business License / Udhyam Certificate / GST Certificate)
6-month Bank Statement (for enhancement cases)
Benefits
Age: 21 to 60 years
Business Vintage: Minimum 2 years in operation
CIBIL Score: 650 or above
Business Type: Self-employed (Retail Business segment)
Loan Amount: ₹50,000 – ₹1,00,000 (can go up to ₹5,00,000 based on 6-month bank statement)
Tenure Options: 104, 156, 234, or 313 days
Collateral: Not required (Unsecured Loan)
Residence Ownership: Must own a house (proof via property/water/electricity bill)
Documents Required:
KYC (Aadhaar verified via OTP)
Business Proof (Business License / Udhyam Certificate / GST Certificate)
6-month Bank Statement (for enhancement cases)
No collateral required – 100% unsecured loan
Quick approval with minimal documentation
Loan amount up to ₹5 Lakhs
Flexible daily repayment options (EDI model)
Higher loan eligibility on repeat loans
Transparent process with video KYC verification
Affordable processing fee – 3% + GST
Competitive interest rate around 28%
Our Office
Business Hours
CP Advisor Digital Pvt Ltd provides instant personal and business loans across PAN India through our extensive network of DSA partners. Our seamless loan process ensures quick approvals and hassle-free disbursals, helping individuals and businesses achieve their financial goals with ease.
