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Policy
1. CIBIL, Experian, CRIF score >= 670
2. NTC = Not serviceable
3. Income >= 20000Rs
4. Employment type not in (HOUSEWIFE, UNEMPLOYED, RETIRED, STUDENT)
5. Pincodes = attached
6. Age in (21 to 45)
7. Bureau Age, Vintage >= 6 months
8. PL enquiry < 5 in the last 30 days
9. Unsecured enquiry < 15 in last 90 days
10. current DPD < 10 (DPD < 10 in the latest DPD string) on a live tradeline
11. DPD < 10 on CC in last 4 months
12. DPD < 30 in the last 6 Months on any tradelines
13. DPD < 60 in the last 12 Months on any tradelines
14. Amount overdue < 2000 on any unsecured tradeline in the last 12 months
15. (Customer has taken < 3 PLs in last 24 Months and Max of PL is >10K)
16. No Write-off Tradeline in the last 2 years
17. FOIR < 100
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CP Advisor (India) is a professionally managed Housing Finance Company (HFC). The Company provides long-term housing loans to customers belonging to the Low Income Group (LIG) and Middle Income Groups (MIG) in peripherals of urban India and semi-urban India.