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Policy

WeRize Personal Loan – Key Benefits




  • Loan Amount: ₹50,000 to ₹5,00,000




  • No gold or collateral required




  • Flexible repayment options




  • Interest rates starting from 1.5% per month




  • 100% digital process – No branch visit needed




Eligibility Criteria




  • Only for salaried professionals




  • Minimum monthly salary: ₹12,000




  • Indian resident with valid KYC documents





WeRize Business Loan – Key Benefits




  • Loan Amount: Up to ₹25,00,000




  • No ITR or GST required




  • Interest rate starting from 22% per annum




  • Tenure: Up to 36 months




  • Collateral-free, unsecured loan




  • Suitable for Proprietorship, Partnership, and Pvt. Ltd businesses




Eligibility Criteria




  • Minimum monthly turnover: ₹25,000




  • Business must be operational for at least 1 year




  • Valid business proof and active bank accounts




Required Documents




  • Aadhaar Card




  • PAN Card




  • Proof of Business (GST, Trade License, Shop & Establishment, etc.)




  • Udhyam Certificate




  • Last 12 months’ bank statements of all business accounts




  • Aadhaar card of a family member (Father, Mother, Son, or Daughter)

DSA Details